Finland maintains a 76.2% employment rate for workers aged 20-64, supported by a highly skilled and multilingual workforce. The country's economy centers on a robust services sector contributing 61.37% of GDP, while excelling in ICT technologies, gaming, cleantech, and biotechnology. Yet employers face skills shortages across industries, with more than half of surveyed companies reporting insufficient job applicants.
An Employer of Record (EOR) service acts as the legal employer for your Finnish team, managing complex local regulations including mandatory 2.5 vacation days per month after one year, 9 working days of employer-paid sick leave, and strict 8-hour daily working limits. Employers must navigate average pension contributions of 24.85% plus 1.87% health insurance on wages. EOR providers handle payroll processing, tax withholding, benefits administration, and entity establishment, enabling you to hire without forming a Finnish subsidiary. This comparison evaluates 11 employer of record services Finland to streamline your expansion.
Why Use an Employer of Record in Finland?
Finland offers compelling talent advantages despite economic headwinds. The country's highly skilled and multilingual workforce provides access to specialized expertise in ICT, gaming, cleantech, and biotechnology sectors, particularly concentrated in Helsinki's tech ecosystem. However, more than half of employers report insufficient applicants for open positions, creating fierce competition for qualified professionals. Finland's EU membership provides strategic market access, while the 76.2% employment rate among workers aged 20-64 indicates an active, engaged labor pool. An EOR service accelerates your entry into this competitive market, enabling rapid hiring without entity formation delays.
Our Picks for the 11 Best EOR Companies in Finland
Borderless AI
Borderless AI is an AI-native Employer of Record platform that enables businesses to hire, onboard, and manage employees across 170+ countries without establishing local entities. The platform combines advanced AI technology with comprehensive compliance expertise to streamline global workforce management. With industry-leading payroll processing speeds and dedicated customer support, Borderless AI positions itself as a forward-thinking solution for companies expanding their international teams.
Why Use Borderless AI for EOR in Finland
Borderless AI delivers exceptional value for companies hiring in Finland through its rapid 1-2 day onboarding process and comprehensive understanding of Finnish labor regulations. The platform's AI-powered payroll system processes payments in just 5 days, ensuring Finnish employees receive timely compensation while maintaining full compliance with local tax and employment laws.
Key Benefits and Features
- AI-powered HR assistant (Alberni) that answers employment questions and generates compliant contracts
- Proprietary payment infrastructure enabling fast cross-border payments without third-party dependencies
- Real-time compliance monitoring with updates from local legal experts
- Flexible supplemental benefits packages tailored to Finnish market standards
- Dedicated in-house customer success managers available 24/7
Price
$579/employee/month
Country Coverage
170+ countries
G2 Rating
Free Trial
Demo available
Legal & Compliance
Borderless AI maintains comprehensive global compliance through partnerships with local experts and real-time monitoring systems. The platform manages country-specific employment contracts, benefits administration, and payroll processing in accordance with Finnish labor laws and tax regulations, offering indemnity insurance and multiple data protection certifications.
Onboarding Speed
1-2 days
Platform Experience
The user-friendly, AI-driven platform features a modern interface with conversational AI assistance, automated contract generation, and streamlined workflows. Users can manage all HR functions from a single dashboard, including time-off requests, document management, and reporting capabilities.
Customer Support
24/7 support provided by a North America-based team of payroll experts who function as an extension of your HR department. Each customer receives a dedicated account manager with direct access to in-country specialists.
Pros & Cons
Pros | Cons |
|---|---|
Industry-fastest global payroll processing (5-days) | Newer Company in the industry |
Fastest international onboarding (1-2 days) | Fewer integrations than some legacy providers |
Real-time compliance monitoring | |
Direct Entity ownership |
Barona
Barona is a Nordic-focused staffing and EOR services provider with deep roots in the Finnish market. Operating across 30+ cities in Finland and the Nordics, Barona offers localized recruitment services, comprehensive staffing solutions, and employer of record capabilities. Their extensive regional presence makes them particularly well-suited for companies prioritizing Nordic market expertise.
Why Use Barona for EOR in Finland
Barona's strong local presence and deep understanding of Finnish employment culture provide significant advantages for companies entering the Nordic market. Their comprehensive knowledge of Finnish labor regulations, combined with local recruitment capabilities and visa sponsorship support, makes them especially valuable for organizations seeking hands-on regional expertise and traditional HR partnership models.
Key Benefits and Features
- Local recruitment services with access to Finnish talent networks
- Staffing services for temporary and permanent placements
- Visa sponsorship and immigration support
- Strong understanding of Finnish labor law and cultural nuances
Price
Pricing not disclosed
Country Coverage
30+ cities across Finland and the Nordics
G2 Rating
Not listed
Free Trial
No
Legal & Compliance
Barona leverages extensive local compliance knowledge gained from years of operating within the Finnish market. Their team understands regional labor laws, collective bargaining agreements, and employment practices specific to Finland and the Nordic countries.
Onboarding Speed
Varies (role-dependent)
Platform Experience
Traditional HR services model with personalized consultation and relationship-based service delivery rather than a digital-first platform approach.
Customer Support
Dedicated support through local account managers and HR specialists familiar with the Finnish market.
Pros & Cons
Native Teams
Native Teams is an affordable EOR platform offering global workforce management across 85+ countries. With competitive pricing starting at $99 per employee per month, Native Teams appeals to startups and small businesses seeking cost-effective international expansion. Their platform emphasizes modern technology, multi-currency capabilities, and comprehensive tax compliance management.
Why Use Native Teams for EOR in Finland
Native Teams provides budget-conscious companies with access to Finnish labor law compliance at an accessible price point. Their platform specifically ensures adherence to Finnish employment regulations while offering multi-currency wallet functionality that simplifies payment processing for Finnish employees, making international compensation management straightforward and affordable.
Key Benefits and Features
- Multi-currency wallet for simplified payment processing
- Comprehensive tax compliance management
- Employee benefits administration
- Modern, intuitive platform interface
Price
$99/employee/month
Country Coverage
85+ countries
G2 Rating
Free Trial
Demo available
Legal & Compliance
Native Teams ensures Finnish labor law compliance through their network of local experts who handle employment contracts, tax withholding, and regulatory adherence specific to Finland's requirements.
Onboarding Speed
5-7 days
Platform Experience
Modern, intuitive platform designed for ease of use with straightforward navigation and clear workflows for managing international employees.
Customer Support
Responsive support team available to assist with platform questions and compliance guidance.
Pros & Cons
Skuad
Skuad delivers a comprehensive workforce management platform covering EOR services, automated payroll, and contractor management across 160+ countries. Priced at $199 per employee per month, Skuad positions itself in the mid-market segment with a focus on automation and unified workforce management. Their platform handles both employees and contractors through a single interface.
Why Use Skuad for EOR in Finland
Skuad's unified approach to workforce management simplifies Finnish hiring by combining employee and contractor management within one platform. Their automated payroll systems ensure accurate and timely processing according to Finnish tax requirements, while the 2-3 day onboarding timeline enables companies to quickly establish their presence in the Finnish market.
Key Benefits and Features
- Automated payroll processing
- Global workforce management capabilities
- Contractor management alongside employee services
- Comprehensive compliance handling
Price
$199/employee/month
Country Coverage
160+ countries
G2 Rating
Free Trial
Demo available
Legal & Compliance
Skuad handles compliance across multiple jurisdictions, including Finland, managing employment contracts, tax regulations, and local labor law requirements through their network of in-country legal experts.
Onboarding Speed
2-3 days
Platform Experience
Comprehensive workforce platform that unifies employee and contractor management with automation features designed to reduce manual administrative tasks.
Customer Support
Dedicated support team available to assist with platform navigation, compliance questions, and workforce management needs.
Pros & Cons
Horizons
Horizons provides fast-onboarding EOR services with particular attention to localized employment contracts and benefits management across 180+ countries. At $299 per employee per month, Horizons offers mid-tier pricing with emphasis on speed and compliance. Their multilingual support and dedicated account management appeal to companies requiring hands-on service.
Why Use Horizons for EOR in Finland
Horizons excels in the Finnish market by providing labor contracts in Finnish language, ensuring clear communication and full legal compliance with local requirements. Their expert guidance on Finnish employment laws, combined with rapid 1-2 day onboarding and dedicated multilingual account managers, makes them particularly valuable for companies prioritizing localized service and linguistic accuracy.
Key Benefits and Features
- Fast onboarding capabilities
- Labor contracts provided in Finnish language
- Benefits management tailored to local standards
- Expert guidance on Finnish employment laws
Price
$299/employee/month
Country Coverage
180+ countries
G2 Rating
Free Trial
No
Legal & Compliance
Expert guidance on Finnish laws provided through local legal specialists who ensure employment contracts, benefits packages, and payroll processing align with Finnish regulations and best practices.
Onboarding Speed
1-2 days
Platform Experience
Simple, compliant platform designed to streamline international hiring with emphasis on regulatory adherence and ease of navigation.
Customer Support
Dedicated account managers with multilingual support capabilities ensure effective communication and problem resolution for clients expanding into Finland.
Pros & Cons
CXC Global
CXC Global offers customized EOR solutions with global payroll and employee management services spanning 100+ countries. Their custom pricing model allows for tailored packages based on specific company needs. CXC Global emphasizes personalized service and flexibility in their approach to international workforce management.
Why Use CXC Global for EOR in Finland
CXC Global's custom pricing approach provides flexibility for companies with unique Finnish hiring requirements or complex workforce structures. Their compliance expertise across multiple jurisdictions ensures Finnish labor law adherence while the user-friendly platform and dedicated support facilitate smooth international expansion for businesses requiring personalized service models.
Key Benefits and Features
- Global payroll processing capabilities
- Employee management across multiple countries
- Customized pricing based on specific needs
- Compliance support in multiple jurisdictions
Price
Custom
Country Coverage
100+
G2 Rating
Free Trial
Demo available
Legal & Compliance
Compliance management in multiple jurisdictions including Finland, with expertise in local employment regulations, tax requirements, and labor law adherence.
Onboarding Speed
Quick (5-7 days)
Platform Experience
User-friendly platform designed to simplify global workforce management with intuitive navigation and clear workflows.
Customer Support
Provides dedicated support through account managers who work closely with clients to address specific needs and compliance questions.
Pros & Cons
Papaya Global
Papaya Global delivers comprehensive workforce management solutions with emphasis on simplifying global expansion through local expertise. Operating in 160+ countries at $599 per employee per month, Papaya Global positions itself as an enterprise-grade solution with intuitive team management capabilities and strong compliance support.
Why Use Papaya Global for EOR in Finland
Papaya Global provides Finnish compliance support through their network of local experts who understand regional employment practices and regulatory requirements. Their platform simplifies managing Finnish employees while ensuring adherence to local labor laws, making them suitable for companies seeking comprehensive workforce management with established brand recognition and enterprise-level features.
Key Benefits and Features
- Simplifies global expansion processes
- Local expertise in regional markets
- Comprehensive workforce management tools
- Intuitive team management interface
Price
$599/employee/month
Country Coverage
160+ countries
G2 Rating
Free Trial
Demo available
Legal & Compliance
Support for Finnish compliance provided through local experts who manage employment contracts, payroll processing, and regulatory adherence specific to Finnish labor laws and tax requirements.
Onboarding Speed
3-5 days
Platform Experience
Intuitive global team management platform with comprehensive features for payroll, compliance, and employee administration across multiple countries.
Customer Support
Local expertise and support available through regional specialists who understand Finnish market requirements and employment practices.
Pros & Cons
Brain Source
Brain Source provides EOR services with emphasis on payroll processing, tax compliance, and customized employment contracts across 180+ countries. With undisclosed pricing, Brain Source operates through a consultation-based sales model. Their cloud-based platform focuses on simplicity and dedicated support for international workforce management.
Why Use Brain Source for EOR in Finland
Brain Source handles Finnish compliance requirements through customized contract development and comprehensive tax management services. Their extensive country coverage and dedicated support team provide companies with the resources needed to navigate Finnish employment regulations, while their cloud-based platform offers straightforward access to essential workforce management tools.
Key Benefits and Features
- Payroll processing capabilities
- Tax compliance management
- Customized employment contracts
- Simple cloud-based platform
Price
Pricing not disclosed
Country Coverage
180+
G2 Rating
Not listed
Free Trial
No
Legal & Compliance
Handles Finnish compliance through customized employment contracts and tax management services aligned with local labor laws and regulatory requirements.
Onboarding Speed
7-14 days
Platform Experience
Simple cloud-based platform providing essential workforce management functionality with straightforward navigation and basic features.
Customer Support
Dedicated support team available to assist with compliance questions and platform usage.
Pros & Cons
Pebl (formerly Velocity Global)
Velocity Global offers enterprise-focused EOR services with comprehensive payroll, benefits, and compliance management across 185+ countries. Their custom pricing model typically starts around $500+ per employee, positioning them in the premium segment. Velocity Global emphasizes rapid onboarding and round-the-clock support.
Why Use Velocity Global for EOR in Finland
Velocity Global's comprehensive compliance management ensures full adherence to Finnish labor laws and tax regulations while their 2-day onboarding enables extremely rapid market entry. The combination of 24/7 support availability and user-friendly platform makes Velocity Global particularly suited for enterprises requiring immediate Finnish workforce expansion with minimal friction.
Key Benefits and Features
- Comprehensive payroll processing
- Benefits administration
- Full compliance management
- Very fast onboarding capabilities
Price
Custom (est. $500+/employee)
Country Coverage
185+
G2 Rating
Free Trial
Demo available
Legal & Compliance
Comprehensive compliance management covering Finnish labor laws, tax regulations, employment contracts, and benefits administration through a network of local experts.
Onboarding Speed
2 days
Platform Experience
User-friendly HR and payroll platform designed for enterprise clients with comprehensive features for global workforce management.
Customer Support
24/7 support available to address urgent questions and provide assistance across all time zones.
Pros & Cons
Deel
Deel is a widely recognized EOR platform offering global payroll, contractor payments, and automated tax filing across 150+ countries. Priced at $599 per employee per month, Deel combines broad market recognition with modern platform design. Their services span both employee and contractor management with emphasis on automation and ease of use.
Why Use Deel for EOR in Finland
Deel's modern platform streamlines Finnish hiring through automated tax filing and rapid 1-3 day onboarding processes. Their expert compliance support ensures adherence to Finnish employment regulations while personalized account management provides dedicated assistance throughout the employment lifecycle, making Deel particularly suitable for companies seeking brand recognition and comprehensive automation.
Key Benefits and Features
- Global payroll processing
- Contractor payment capabilities
- Tax filing automation
- Modern platform interface
Price
$599/employee/month
Country Coverage
150+ countries
G2 Rating
Free Trial
Demo available
Legal & Compliance
Expert support for compliance provided through local specialists who ensure Finnish labor law adherence, tax compliance, and proper benefits administration.
Onboarding Speed
1-3 days
Platform Experience
Modern, easy-to-use platform with comprehensive automation features for payroll, compliance, and contractor management across multiple jurisdictions.
Customer Support
Personalized account management with dedicated support representatives assigned to each client for ongoing assistance.
Pros & Cons
Remofirst
Remofirst provides cost-effective EOR services with global payroll, benefits, and compliance management across 185+ countries. At $199 per employee per month, Remofirst offers competitive mid-tier pricing with emphasis on value and responsive support. Their cloud-based platform serves startups and growing businesses seeking affordable international expansion.
Why Use Remofirst for EOR in Finland
Remofirst delivers strong value for companies hiring in Finland through competitive pricing and comprehensive compliance management that handles all Finnish legal requirements. Their highly rated support team and cloud-based platform provide accessible tools for managing Finnish employees while maintaining full adherence to local labor laws, making them ideal for budget-conscious companies.
Key Benefits and Features
- Global payroll processing
- Benefits administration
- Comprehensive compliance management
- Cloud-based platform access
Price
$199/employee/month
Country Coverage
185+ countries
G2 Rating
Free Trial
Demo available
Legal & Compliance
Handles all legal compliance issues including Finnish employment contracts, tax withholding, benefits administration, and regulatory adherence through local expertise.
Onboarding Speed
2-5 days
Platform Experience
Cloud-based platform providing essential EOR functionality with straightforward navigation and core features for international workforce management.
Customer Support
Highly rated support team praised for responsiveness and helpfulness in addressing client questions and compliance guidance.
Pros & Cons
Selection Criteria and Methodology
Our evaluation of EOR providers for Finland employed a comprehensive, data-driven methodology that examined multiple critical factors affecting international hiring success. This analysis ensures you can make informed decisions based on objective criteria rather than marketing claims.
- Price: We evaluated pricing structures ranging from $99 to $599+ per employee per month, analyzing transparency, value delivery, and total cost of ownership. Custom pricing models were assessed for flexibility but noted for reduced transparency. Competitive pricing alone doesn't guarantee quality, so we weighed cost against feature depth and service quality.
- Country Coverage: Global reach varied from 30+ Nordic cities to 185+ countries. While broader coverage indicates operational maturity, we specifically evaluated each provider's Finland-specific expertise and local presence. Providers with strong regional focus often deliver superior local compliance knowledge despite smaller global footprints.
- Key Features: We assessed feature sets including AI-powered automation, multi-currency capabilities, contractor management, benefits administration, and payment infrastructure. Advanced features like AI assistants, proprietary payment systems, and real-time compliance monitoring received higher marks for operational efficiency and reduced manual workload.
- G2 Rating: User reviews and ratings from 4.5/5 to 4.9/5 were analyzed to understand real-world customer satisfaction. Providers without G2 presence were noted as lacking social proof. We prioritized platforms with substantial review volumes and consistent positive feedback across multiple evaluation dimensions.
- Legal & Compliance: Compliance capabilities were evaluated based on local expertise depth, regulatory monitoring systems, and track records of maintaining adherence to Finnish labor laws. Providers demonstrating proactive compliance updates and partnerships with local legal experts received higher rankings.
- Onboarding Speed: Speed-to-productivity ranged from 1-2 days to 7-14 days. Faster onboarding directly impacts business agility and time-to-market. We weighted rapid onboarding positively while ensuring compliance wasn't sacrificed for speed.
- Platform Experience: User interface quality, automation capabilities, and workflow efficiency were assessed. Modern, AI-driven platforms with intuitive navigation and self-service capabilities scored higher than traditional manual systems. Integration capabilities and mobile accessibility were also considered.
- Customer Support: Support quality was evaluated based on availability (24/7 vs. business hours), response mechanisms (dedicated managers vs. ticket systems), and user satisfaction reports. Providers offering dedicated account managers and in-house expertise received preference over outsourced support models.
Expert Tips for Hiring in Finland
- Understand Collective Bargaining Agreements: Finland operates under comprehensive collective bargaining agreements that often supersede standard employment law. Ensure your EOR provider understands the specific agreement applicable to your industry, as these dictate minimum salaries, working hours, and benefits requirements that vary by sector.
- Plan for Extended Notice Periods: Finnish employment contracts typically require notice periods ranging from 14 days to six months depending on tenure. Factor these timelines into your workforce planning and budget forecasting, as terminations require significant advance notice and continued compensation during the notice period.
- Prioritize Social Benefits Integration: Finnish employees expect comprehensive benefits including occupational healthcare, pension contributions, and unemployment insurance. Select an EOR that provides competitive, locally-standard benefits packages rather than minimal compliance-only offerings to attract and retain top talent in Finland's competitive market.
- Verify VAT and Tax Registration Compliance: Ensure your EOR maintains proper VAT registration and handles all employer tax obligations including social security contributions. Finnish tax authorities require meticulous documentation and timely filing, so confirm your provider has established processes and local tax expertise.
- Leverage Local Language Capabilities: While many Finns speak excellent English, employment contracts, benefits documentation, and official communications should be available in Finnish. Choose providers offering native-language documentation and support to ensure clarity and full legal compliance while demonstrating respect for local business culture.
How to Choose the Best EOR Company
Selecting the right EOR provider for your Finland expansion requires systematic evaluation of your specific needs against provider capabilities. Follow this structured approach to ensure you make the optimal choice:
- Define Your Requirements: Identify your team size, growth projections, budget constraints, and timeline for Finland market entry. Determine whether you need only EOR services or additional capabilities like contractor management, recruitment support, or visa sponsorship.
- Evaluate Pricing Structures: Compare not only base monthly fees but also setup costs, hidden charges, and payment terms. Providers like Native Teams offer budget-friendly options at $99/month, while enterprise solutions like Velocity Global command premium pricing. Balance cost against your budget and required service level.
- Assess Finland-Specific Expertise: Review each provider's local compliance knowledge, Finnish language capabilities, and understanding of collective bargaining agreements. Regional specialists like Barona may offer deeper local insights despite smaller global footprints, while international providers bring broader operational scale.
- Compare Onboarding Speed: Match provider timelines to your hiring urgency. If you need employees operational quickly, prioritize providers offering 1-2 day onboarding like Borderless AI, Horizons, or Velocity Global over those requiring 7-14 days.
- Review Platform Capabilities: Evaluate whether each platform provides the automation, reporting, and integration capabilities your team needs. Modern AI-driven platforms typically reduce administrative burden compared to traditional service models.
- Verify Compliance Track Record: Request evidence of regulatory expertise, ask about compliance monitoring systems, and review whether providers offer indemnity protection. Ensure they stay current with evolving Finnish labor law and tax regulations.
- Test Customer Support Quality: During demo calls, assess responsiveness, expertise depth, and communication quality. Determine whether you'll receive dedicated account management or rely on ticket-based support systems. Review G2 ratings and customer testimonials for validation.
- Reference the Comparison Table: Use the comprehensive comparison table above to evaluate all providers side-by-side across key dimensions including pricing, features, ratings, and support quality to identify your best-fit options.
- Request Demos and Proposals: Narrow to 2-3 finalists and conduct detailed demos to experience each platform firsthand. Request customized proposals addressing your specific Finland hiring scenarios and compare total cost projections.
Why Choose Borderless AI in Finland as an EOR Provider
Borderless AI stands out in the Finland EOR market through its combination of cutting-edge AI technology, rapid service delivery, and comprehensive compliance expertise. The platform's industry-leading capabilities position it as an ideal partner for companies seeking efficient, modern, and reliable Finnish workforce expansion.
- Exceptional Speed: Borderless AI delivers the fastest global payroll processing at just 5 days and enables employee onboarding in 1-2 days, allowing companies to establish Finnish operations with unprecedented velocity and minimal delays.
- Outstanding Customer Satisfaction: With a 4.9/5 G2 rating, Borderless AI maintains one of the highest customer satisfaction scores in the industry, reflecting consistent delivery of quality service and support.
- AI-Powered Innovation: The platform's AI-driven capabilities, including the Alberni AI assistant for global HR questions and automated contract generation, reduce administrative burden while maintaining accuracy and compliance with Finnish employment regulations.
- Comprehensive Compliance: Borderless AI ensures full adherence to Finnish labor laws, tax regulations, and employment standards through real-time monitoring systems and partnerships with local legal experts, providing peace of mind and risk mitigation.
- Around-the-Clock Support: 24/7 support from North America-based payroll experts ensures immediate assistance regardless of time zone differences, with dedicated customer success managers providing personalized service and in-country specialists offering local market expertise.
- No Salary Deposits Required: Unlike many competitors, Borderless AI operates without upfront salary deposit requirements, preserving your cash flow flexibility and allowing you to allocate capital toward growth priorities rather than pre-funding payroll.
- Proprietary Payment Infrastructure: The platform's own payment systems enable rapid cross-border transactions without relying on third-party processors, reducing costs and processing times while increasing payment reliability.
- Extensive Global Reach: Coverage across 170+ countries positions Borderless AI as a scalable partner capable of supporting your expansion beyond Finland into other international markets through a single unified platform.
Final Thoughts
Selecting the right EOR provider for Finland requires careful evaluation of pricing, compliance expertise, platform capabilities, and support quality. The eleven providers reviewed here offer diverse approaches ranging from budget-friendly options like Native Teams to premium enterprise solutions like Velocity Global, with regional specialists like Barona providing deep local expertise. Your optimal choice depends on matching provider strengths to your specific requirements including budget constraints, speed requirements, and desired service level. Modern platforms with AI-driven automation, rapid onboarding, and comprehensive compliance monitoring deliver the greatest efficiency and risk mitigation. Data-driven evaluation using objective criteria ensures you select a partner capable of supporting not just your immediate Finland hiring needs but your broader global expansion strategy. The right EOR transforms international hiring from a compliance burden into a strategic advantage.
Ready to streamline your Finland hiring process? Book a demo to see how the right EOR partner can accelerate your growth.
