Andrew Graham headshot with text
Episode 2

How Borrowell Turned a Problem Into 4 Million Users

April 14, 2026
·
53 Minutes

Guest

Andrew Graham

CEO and Co-Founder of Borrowell

Andrew Graham is the Co-founder and CEO of Borrowell, one of Canada’s leading fintech companies, where he has scaled the platform from the ground up to serve over 3 million users. Under his leadership, Borrowell has become a trusted name in consumer finance, helping Canadians access credit, understand their financial health, and make better financial decisions.

An EY Entrepreneur of the Year award winner, Andrew is passionate about building a more competitive and productive Canada. 

Description

In this episode of Make It Click, Willson (Borderless AI's Founder), sits down with Andrew Graham, CEO & Co-Founder of Borrowell, to learn what it actually takes to build a lasting FinTech company in Canada, without a idea or a roadmap (and in Andrew’s case, with a newborn at home).From hot-desking at TMU's Digital Media Zone to leading a platform trusted by nearly 4 million Canadians, Andrew shares how he went from political staffer to Harvard MBA to corporate executive and why he walked away from all of it to solve a problem he couldn't stop thinking about.In this episode, we get into:

  • Why you don't need an idea to start a company, just a problem worth solving
  • The double-sided fundraise nobody warns you about when building a lending business
  • How Borrowell turns competitor ad spend into their own growth
  • What building a remote-first Canadian company actually looks like at scale
  • Why there's never a perfect time to take the leap (and why that's actually good news)

If you've ever wondered what separates founders who survive the early chaos from those who don't, or what it really looks like to build something meaningful over a decade in Canada, this conversation is worth your time.Because sometimes, the thing that makes a company click… is falling in love with the problem before you ever find the solution.

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