Speed that scales with your team
Borderless AI processes payroll in as little as five days with real-time payments, eliminating the need for pre-funding. Papaya Global, while powerful, often relies on batching timelines and local partner dependencies, adding days to every payroll cycle. With Borderless AI, you stay agile and your team stays paid.
No more platform complexity
Papaya Global is enterprise-grade, but that often comes at the cost of user experience. Borderless AI is built for speed and simplicity, with an AI-native platform that handles contract generation, classification guidance, onboarding, and compliance in one streamlined flow, no clunky dashboards or ticket juggling required.
A human-first support model
Where Papaya relies heavily on account managers and regional partners, Borderless AI offers white-glove, 24/7 support backed by our proprietary HRGPT engine. You get live answers fast, clear documentation, and support that doesn’t hide behind forms or time zones.
 | Papaya Global | |
|---|---|---|
| Payroll Timelines | ~5 days with real-time global payroll | 7–10+ days (partner-managed cycles) |
| G2 User Rating | 4.9 / 5 (highest in category) | 4.3 / 5 |
| Onboarding Time | 5 -7 days | 5–10+ days depending on partner location |
| Global Entity Ownership | 170+ countries | Partner-driven network; limited direct ownership |
| Real-Time Global Payroll | Yes | No |
| AI-Native Platform | Yes | No: relies on integrations, not generative AI |
| Customer Support | In-house, 24/7, <30 min response | Account manager + support ticketing |
| Upfront Deposit Requirement | No | Yes |
| Benefits & Local Perks | Statutory + supplemental benefits tailored locally | Standardized benefits via regional providers |
Borderless AI drives faster, smarter global hiring
Global payroll, onboarding, and compliance shouldn’t drain time or capital. With Borderless AI, you move faster, pay your team in real time, and free up working capital that Oyster locks away with deposits and partner delays.
4x
faster payroll
$20K+
saved in deposits per hire
100%
Entity Ownership
More reasons to love Borderless AI
Discover the additional benefits and features that make Borderless AI the preferred choice for modern HR and finance teams.
Eliminate payroll delays
Stop waiting 20+ days for partner-based payroll runs. Borderless AI processes payroll in 5 days or less, with real-time payments available, so your employees never miss payday.
No more platform complexity
Papaya often relies on third parties for every market. Borderless AI owns its entities, giving you direct control, faster onboarding, and confidence that compliance never slips.
Automate HR with AI
Only Borderless AI is built on AI from the ground up. Our HRGPT agent generates compliant contracts in minutes, monitors local law changes in real time, and answers HR questions instantly, removing hours of manual work.
Unlock global hiring potential
Simplify your payroll and hiring processes today.
