Pay your global team in real time
While Oyster supports global payroll, it can take days to initiate and fund transfers. Borderless AI processes payroll in under 5 days with no wallet pre-funding and pays employees in 100+ currencies using real-time payment rails. That means faster payouts for your team and more liquidity for your business.
More coverage, more control
Oyster operates in ~120 countries, primarily through local partners. Borderless AI covers 170+ countries and owns its legal entities. That gives you direct control over onboarding, faster time to hire, and confidence that compliance is never dependent on third parties.
Human support meets AI speed
Oyster offers quality support, but often routes questions through documentation or delayed tickets. With Borderless AI, every customer gets white-glove onboarding, 24/7 live support, and access to HRGPT, our proprietary AI agent that delivers real-time answers on compliance, tax, classification, and more.
 | Oyster HR | |
|---|---|---|
| Payroll Timelines | ~5 days with real-time global payroll | 5–10 days depending on country and funding cycle |
| G2 User Rating | 4.9 / 5 (highest in category) | 4.6 / 5 |
| Onboarding Time | 5 -7 days | 5–10 days; partner-dependent |
| Global Entity Ownership | 170+ countries | ~120 countries, mostly partner-based |
| Real-Time Global Payroll | Yes | No |
| AI-Native Platform | Yes | No – limited AI integrations |
| Customer Support | In-house, 24/7, <30 min response | Quality support, but limited live agent access |
| Upfront Deposit Requirement | No | Yes, pre-funding is often required |
| Benefits & Local Perks | Statutory + supplemental benefits tailored locally | Standardized plans via partner network |
Borderless AI drives faster, smarter global hiring
Global payroll, onboarding, and compliance shouldn’t drain time or capital. With Borderless AI, you move faster, pay your team in real time, and free up working capital that Oyster locks away with deposits and partner delays.
4x
faster payroll
$20K+
saved in deposits per hire
100%
Entity Ownership
More reasons to love Borderless AI
Discover the additional benefits and features that make Borderless AI the preferred choice for modern HR and finance teams.
Eliminate payroll delays
Stop waiting 20+ days for partner-based payroll runs. Borderless AI processes payroll in 5 days or less, with real-time payments available, so your employees never miss payday.
More coverage, more control
Oyster often relies on third parties for every market. Borderless AI owns its entities, giving you direct control, faster onboarding, and confidence that compliance never slips.
Automate HR with AI
Only Borderless AI is built on AI from the ground up. Our HRGPT agent generates compliant contracts in minutes, monitors local law changes in real time, and answers HR questions instantly, removing hours of manual work.
Unlock global hiring potential
Simplify your payroll and hiring processes today.
