August 19, 2025

8 Best Employer Of Record Services Singapore to Navigate MOM Compliance in 2026

Devan Tremblay
Director of Marketing
Last updated
January 27, 2026
Table of contents
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Singapore has built one of Asia's most dynamic tech ecosystems — its digital economy contributed S$128.1 billion (18.6% of GDP) in 2024, creating over 214,000 tech jobs, while the city-state now hosts 80 of the world's top 100 technology firms. The labor market remains exceptionally tight with unemployment at just 2.0% and permanent employment reaching a record 90.8% in 2025.

Yet navigating Singapore's employment framework demands precision. Employers face 17% CPF contributions on wages up to the SGD 7,400 monthly ceiling, 16 weeks paid maternity leave for citizen children, and strict filing deadlines by the 14th of each month. An Employer of Record handles these obligations — CPF registration, MOM work pass applications, tax compliance, and mandatory benefits administration — letting you hire without establishing a local entity.

Why Use an Employer of Record in Singapore?

The country's strategic position extends beyond its own borders. Financial services, information and communications, and professional services each fill 70% of job vacancies with local talent, while 92% of students achieve at least Level 2 mathematics proficiency — well above the 69% OECD average. The economy grew 4.4% in 2024, and despite projections of slower growth ahead, the labor market continues hiring across finance, tech, and health sectors.

The innovation infrastructure is hard to ignore. Singapore ranks 4th globally in the WIPO Global Innovation Index 2024 and 9th globally by Startup Genome 2025 with an ecosystem value of $144 billion. The city-state operates as OpenAI's Asia-Pacific base and houses 23 active unicorns including Grab and Carro. You're not just hiring in Singapore — you're accessing a regional gateway backed by political stability, advanced digital infrastructure, and a workforce that consistently outperforms global benchmarks.

Our Picks for the 8 Best EOR Companies in Singapore

Company Name Key Features Price Country Coverage G2 Rating Free Trial Legal & Compliance Onboarding Speed Platform Experience Customer Support
Borderless AI AI contracts, payroll & benefits $579/employee/month 170+ countries 4.9/5 Demo SOC2, owns entities, in‑house legal 1-2 days Modern AI dashboard Live chat / email
Asanify HRMS, payroll, attendance $199 per employee/month 100+ countries 4.9/5 Demo MOM/CPF expertise 1–2 days Mobile/chat UI 24/7 multilingual chat
NNRoad Global payroll & compliance Custom - typically charges a percentage of the total labor cost, specifically 10% 160+ countries N/A No Certified in Singapore Few weeks Tech-enabled Local + global support
AYP Group Payroll, benefits, market entry From $288 per employee/month 15+ APAC countries N/A Demo MOM regulations team 1–3 weeks Service-led On-ground HR support
INS Global Onboarding, payroll, immigration From ~$299/mo 160+ countries 4.8/5 Demo MOM, tax, labor law experts Under 1 week Portal + advisor Singapore + global support
Skuad Local payroll, compliance $199/employee/month 160+ 4.6 Demo CPF/tax expertise 3–5 days Startup-style UI APAC support
Boundless Payroll, benefits, compliance €600 per employee per month 50+ countries 4.8/5 Demo In-house legal team ~2 weeks Award-winning UI Live chat/advisors
Safeguard Global Analytics, payroll dashboards From $499/employee/month 170+ 4.3/5 Demo 15+ years EOR ~2 weeks Enterprise platform Global + regional

Borderless AI

Borderless AI is the top-rated Employer of Record (EOR) on G2.com, helping companies of all sizes hire and pay global teams quickly and cost-effectively in 170+ countries. Onboard employees in 1–2 business days, pay them in under 20 minutes, and work with a North America-based support team that feels like a partner.

Why Use Borderless AI for EOR in Singapore

Borderless AI's Alberni AI agent provides specialized guidance for Singapore's complex MOM regulations and CPF requirements, while built-in AI agents automate compliance monitoring and enable same-day onboarding capabilities that traditional providers cannot match.

Key Benefits and Features:

  • 100% entity ownership with no third-party vendors and zero salary deposits
  • Fast, accurate payroll processed in 90+ currencies, always on time
  • World's first platform combining local compliance, payroll, and AI in a single solution
  • Mobile app for iOS and Android enabling employees to manage expenses, invoices, and paystubs
  • HRGPT AI agent for instant HR assistance and query resolution

Price: $579/employee/month

Country Coverage: 170+ countries

G2 Rating: 4.9/5

Free Trial: Demo

Legal & Compliance: SOC2, owns entities, in‑house legal

Onboarding Speed: 1-2 days

Platform Experience: Modern AI dashboard

Customer Support: Live chat / email

Pros Cons
Industry-fastest global payroll processing (5-days) Newer company in the industry
Fastest international onboarding (1-2 days) Fewer integrations than some legacy providers
Real-time compliance monitoring
Direct entity ownership

Asanify

Asanify Screenshot

Asanify provides comprehensive EOR services with a focus on HRMS integration, payroll management, and attendance tracking. The platform combines traditional HR functions with modern technology to deliver cost-effective global employment solutions for companies expanding into Singapore and other international markets.

Why Use Asanify for EOR in Singapore

Asanify's specialized MOM and CPF expertise ensures seamless compliance with Singapore's employment regulations, while their competitive pricing and fast onboarding make them ideal for budget-conscious companies requiring efficient Singapore market entry.

Key Benefits and Features:

  • HRMS, payroll, attendance
  • MOM/CPF specialized compliance expertise
  • Mobile-first platform with chat interface
  • 24/7 multilingual customer support
  • Cost-effective pricing at $199 per employee monthly

Price: $199 per employee/month

Country Coverage: 100+ countries

G2 Rating: 4.9/5

Free Trial: Demo

Legal & Compliance: MOM/CPF expertise

Onboarding Speed: 1–2 days

Platform Experience: Mobile/chat UI

Customer Support: 24/7 multilingual chat

Pros Cons
Competitive $199 monthly pricing Smaller country coverage than competitors
Singapore-specific MOM/CPF expertise Limited advanced AI features
Fast 1-2 day onboarding Mobile-first may not suit all workflows
24/7 multilingual support Newer platform with less market presence
Strong 4.9/5 G2 rating Less comprehensive than enterprise solutions

NNRoad

NNRoad Screenshot

NNRoad specializes in global payroll and compliance services with dedicated Singapore operations. Their approach focuses on providing tech-enabled solutions while maintaining local expertise in Singapore's regulatory environment, making them suitable for companies requiring specialized regional knowledge.

Why Use NNRoad for EOR in Singapore

NNRoad offers certified Singapore compliance expertise with percentage-based pricing that scales with payroll costs, providing predictable expenses for companies with varying compensation structures while ensuring full MOM and local regulatory adherence.

Key Benefits and Features:

  • Global payroll & compliance specialization
  • Certified compliance in Singapore
  • Tech-enabled platform with local support
  • Percentage-based pricing model
  • 160+ countries coverage

Price: Custom - typically charges a percentage of the total labor cost, specifically 10%,

Country Coverage: 160+ countries

G2 Rating: N/A

Free Trial: No

Legal & Compliance: Certified in Singapore

Onboarding Speed: Few weeks. The Asia-Pacific EOR market is projected to grow at 8.908% CAGR, the highest among all regions globally.

Platform Experience: Tech-enabled

Customer Support: Local + global support

Pros Cons
Singapore certification and local expertise Longer onboarding timeline of several weeks
Percentage-based pricing scales with costs No G2 rating or user reviews available
Tech-enabled platform No free trial offered
Local and global support combination Limited transparency in pricing structure
160+ countries coverage Slower setup compared to competitors

AYP Group

AYP Group Screenshot

AYP Group focuses on APAC market entry with specialized expertise in Singapore's employment landscape. Their service-led approach emphasizes personalized support and regional knowledge, making them ideal for companies prioritizing hands-on guidance during Singapore expansion.

Why Use AYP Group for EOR in Singapore

AYP Group's dedicated MOM regulations team and on-ground HR support provide personalized assistance for Singapore market entry, while their APAC focus ensures deep understanding of regional employment practices and cultural nuances.

Key Benefits and Features:

  • Payroll, benefits, market entry specialization
  • Dedicated MOM regulations team
  • Service-led approach with personal support
  • On-ground HR support in Singapore
  • APAC regional focus with 15+ countries

Price: From $288 per employee/month

Country Coverage: 15+ APAC countries

G2 Rating: N/A

Free Trial: Demo

Legal & Compliance: MOM regulations team

Onboarding Speed: 1–3 weeks

Platform Experience: Service-led

Customer Support: On-ground HR support

Pros Cons
APAC specialization and regional expertise Limited to 15+ countries vs global providers
Dedicated on-ground HR support No G2 rating available
Service-led personalized approach Slower 1-3 week onboarding
MOM regulations team Higher pricing than budget alternatives
Singapore market entry focus Less tech-forward than AI-enabled competitors

INS Global

INS Global Screenshot

INS Global combines comprehensive EOR services with immigration support and specialized Singapore expertise. Their platform offers a blend of technology and advisor-led support, making them suitable for companies requiring both digital efficiency and personalized guidance for Singapore operations.

Why Use INS Global for EOR in Singapore

INS Global's team of MOM, tax, and labor law experts provides comprehensive Singapore compliance support, while their under-one-week onboarding and immigration services streamline the complete employee setup process for international hires.

Key Benefits and Features:

  • Onboarding, payroll, immigration services
  • MOM, tax, labor law expertise
  • Portal plus advisor support model
  • Singapore and global support teams
  • Fast under-1-week onboarding

Price: From ~$299/mo

Country Coverage: 160+ countries

G2 Rating: 4.8/5. Additionally, 9 out of 10 Employment Pass applications from eligible clients continue to receive approval in 2024.

Free Trial: Demo

Legal & Compliance: MOM, tax, labor law experts

Onboarding Speed: Under 1 week

Platform Experience: Portal + advisor

Customer Support: Singapore + global support

Pros Cons
Strong 4.8/5 G2 rating Mid-range pricing at $299/month
Fast under-1-week onboarding Portal interface may lack modern features
Immigration services included Not as tech-advanced as AI-powered competitors
MOM and tax law expertise Advisor model may create dependencies
160+ countries coverage Less automation than pure-tech platforms

Skuad

skuad eor in portugal

Skuad delivers local payroll and compliance services through a startup-style interface designed for modern companies. Their focus on APAC support and CPF/tax expertise makes them well-suited for tech companies and startups expanding into Singapore's dynamic market.

Why Use Skuad for EOR in Singapore

Skuad's CPF and tax expertise combined with APAC-focused support ensures smooth Singapore compliance, while their competitive $199 pricing and startup-friendly interface appeal to growing companies seeking cost-effective regional expansion solutions.

Key Benefits and Features:

  • Local payroll and compliance focus
  • CPF/tax specialized expertise
  • Startup-style user interface
  • APAC regional support team
  • Competitive pricing structure

Price: $199/employee/month

Country Coverage: 160+

G2 Rating: 4.6

Free Trial: Demo

Legal & Compliance: CPF/tax expertise

Onboarding Speed: 3–5 days

Platform Experience: Startup-style UI

Customer Support: APAC support

Pros Cons
Competitive $199 pricing Lower 4.6 G2 rating compared to top competitors
CPF/tax specialization for Singapore 3-5 day onboarding slower than fastest options
Modern startup-style interface APAC support may have timezone limitations
160+ countries coverage Less comprehensive than enterprise platforms
Budget-friendly for growing companies Newer platform with less established reputation

Boundless

Boundless Screenshot

Boundless offers comprehensive payroll, benefits, and compliance services through an award-winning user interface. Their in-house legal team and premium platform experience cater to companies prioritizing sophisticated technology and comprehensive legal support for Singapore operations.

Why Use Boundless for EOR in Singapore

Boundless combines award-winning UI design with in-house legal expertise, providing sophisticated platform experience and comprehensive compliance support ideal for companies requiring premium technology solutions and extensive legal backing for Singapore market entry.

Key Benefits and Features:

  • Payroll, benefits, compliance integration
  • In-house legal team support
  • Award-winning user interface
  • Live chat and advisor support
  • European pricing in Euros

Price: €600 per employee per month

Country Coverage: 50+ countries

G2 Rating: 4.8/5

Free Trial: Demo

Legal & Compliance: In-house legal team

Onboarding Speed: ~2 weeks

Platform Experience: Award-winning UI

Customer Support: Live chat/advisors

Pros Cons
Award-winning user interface Highest pricing at €600 per employee
Strong 4.8/5 G2 rating Limited to 50+ countries vs global competitors
In-house legal team Longer ~2 week onboarding timeline
Comprehensive benefits integration Euro pricing may complicate budgeting
Premium platform experience Higher cost may not suit budget-conscious companies

Safeguard Global

Safeguard Global Screenshot

Safeguard Global brings 15+ years of EOR experience with enterprise-focused analytics and payroll dashboards. Their established platform and global reach make them suitable for larger organizations requiring comprehensive reporting and mature EOR services for Singapore operations.

Why Use Safeguard Global for EOR in Singapore

Safeguard Global's 15+ years EOR experience and enterprise-grade analytics provide established reliability and comprehensive reporting capabilities, making them ideal for larger organizations requiring proven track records and sophisticated workforce analytics for Singapore expansion.

Key Benefits and Features:

  • Analytics and payroll dashboards
  • 15+ years EOR experience
  • Enterprise-grade platform
  • Global and regional support
  • Comprehensive reporting tools

Price: From $499/employee/month

Country Coverage: 170+

G2 Rating: 4.3/5

Free Trial: Demo

Legal & Compliance: 15+ years EOR

Onboarding Speed: ~2 weeks

Platform Experience: Enterprise platform

Customer Support: Global + regional

Pros Cons
15+ years established EOR experience Lowest G2 rating at 4.3/5 among reviewed providers
170+ countries global coverage Higher pricing starting at $499/month
Enterprise-grade analytics and reporting Longer ~2 week onboarding timeline
Comprehensive payroll dashboards May be over-engineered for smaller companies
Proven track record with large organizations Less innovation compared to AI-powered alternatives

Selection Criteria and Methodology

Our evaluation of employer of record services singapore providers utilized comprehensive, data-driven analysis across eight critical dimensions to ensure objective comparison:

  • Price: Evaluated transparent pricing structures, hidden fees, deposit requirements, and total cost of ownership across providers ranging from $199-$600+ monthly per employee
  • Country Coverage: Assessed global reach capabilities, with coverage spanning from 15+ APAC countries to 170+ worldwide locations for comprehensive expansion support
  • Key Features: Analyzed core service offerings including payroll automation, compliance management, AI integration, and specialized tools like contract generators and mobile applications
  • G2 Rating: Incorporated verified user reviews and ratings from 4.3/5 to 4.9/5, providing real customer satisfaction insights and platform performance data
  • Legal & Compliance: Examined Singapore-specific expertise including MOM regulations, CPF requirements, SOC2 certifications, entity ownership, and in-house legal team capabilities
  • Onboarding Speed: Compared implementation timelines from same-day activation to several weeks, measuring time-to-productivity for new hires
  • Platform Experience: Evaluated user interface design, mobile accessibility, AI integration, and overall user experience from award-winning to startup-style interfaces
  • Customer Support: Assessed support quality including 24/7 availability, multilingual capabilities, live chat options, and regional expertise coverage

This methodology ensures recommendations based on factual performance data rather than marketing claims, enabling informed decision-making for Singapore market expansion.

Expert Tips for Hiring in Singapore

Understand MOM Work Pass Requirements: Singapore requires specific work passes (Employment Pass, S Pass, Work Permit) based on salary levels and qualifications. Ensure your EOR provider has direct experience with MOM applications and can guide you through the appropriate visa category for each role.

Plan for CPF Contributions: Singapore mandates Central Provident Fund contributions for employees, with rates varying by age and salary. Choose an EOR that automatically calculates and manages CPF contributions to ensure compliance and avoid penalties.

Consider Cultural Integration: Singapore's multicultural workforce requires cultural sensitivity in hiring practices. Look for EOR providers offering local HR support who understand Singapore's diverse workplace dynamics and can facilitate smooth team integration.

Leverage Singapore's Strategic Location: Use Singapore as your APAC hub by selecting EOR providers with strong regional coverage. This allows you to test markets across Southeast Asia before committing to individual country expansions.

Budget for Total Employment Costs: Beyond salary, factor in mandatory benefits, skills development levies, and foreign worker levies when applicable. Transparent EOR providers should provide comprehensive cost calculators including all mandatory Singapore employment expenses.

How to Choose the Best EOR Company

1. Assess Singapore-Specific Expertise: Prioritize providers with demonstrated MOM and CPF knowledge, local legal teams, and Singapore market experience rather than generic global platforms.

2. Evaluate Total Cost Structure: Compare not just monthly fees but also setup costs, hidden charges, currency conversion fees, and deposit requirements. Some providers require salary deposits while others operate deposit-free.

3. Test Platform Usability: Request demos focusing on day-to-day operations like payroll processing, expense management, and employee onboarding. Modern interfaces with mobile access improve user adoption.

4. Verify Compliance Infrastructure: Ensure the provider owns local entities rather than using third-party partnerships, and confirm SOC2 or equivalent security certifications for data protection.

5. Review Support Coverage: Confirm customer support availability aligns with your time zones, especially for APAC operations, and verify multilingual capabilities if needed for your Singapore team.

6. Check Integration Capabilities: Evaluate how well the EOR platform integrates with your existing HR, accounting, and payroll systems to minimize operational disruption.

Why Choose Borderless AI in Singapore as an EOR Provider

Borderless AI stands out as the world's first platform combining local compliance, payroll, and AI in a single solution, offering unparalleled automation for Singapore's complex employment requirements. Their built-in AI agents like HRGPT automate compliance monitoring and enable same-day onboarding capabilities that traditional providers cannot match.

Key advantages include:

  • Industry-Leading G2 Rating: Users consistently praise the platform's ease of access, navigation, and exceptional customer support at every level
  • Fastest Onboarding: Same-day onboarding capabilities through AI-powered automation versus weeks required by traditional providers
  • AI-Powered Intelligence: Alberni AI agent assists with Singapore labor laws, local compliance, and creates employment contracts specifically for Singapore requirements
  • Zero Deposits Required: No salary deposits required, improving cash flow compared to competitors demanding upfront payments
  • Superior Support Quality: Expert help from in-house Canadian team with no outsourcing and no delays

Companies report zero friction in hiring across multiple countries with responsive support throughout the entire process, making Borderless AI the optimal choice for Singapore expansion.

Final Thoughts

As Singapore continues attracting global employers with its highly skilled workforce, strategic regional position, and business-friendly environment, partnering with a capable EOR makes expansion practical while reducing compliance risk. The city-state's complex MOM work pass requirements, mandatory CPF contributions, and stringent data protection regulations demand specialized expertise that transforms regulatory complexity into operational simplicity.

Among the employer of record services in Singapore reviewed, Borderless AI stands out with its AI-native platform, 4.9/5 G2 rating, and industry-fastest 1-2 day onboarding—backed by 100% owned entities and zero salary deposit requirements that improve cash flow while ensuring full MOM compliance.

Ready to streamline your Singapore hiring process? Book a demo to see how the right EOR partner can accelerate your growth.

Unlock global hiring potential
Devan Tremblay - Director of Marketing
Devan Tremblay, Director of Marketing at Borderless AI, shares expert insights on global hiring, EOR, payroll automation, and scaling with AI.

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